We've invested a huge amount of time going on courses and getting the right qualifications to teach and getting the right insurance and making sure our equipment is safe by having it checked and certified by a qualified electrician. We also make sure we've paid the PPL and our venues have paid PRS so that musicians and composers can get paid for the joy we have dancing to their music.
We all want to trust people, but when it comes to safety and liability insurance we don't think you should take anyone's word for it. And who would take dance lessons from an unqualified or un-insured teacher? Who knows what bad habits you'd learn and what safety advice you'd receive? So that you are in no doubt, we've published our certificates on here. If you've got the time you can scroll through our certificates below.
When it comes to insurance, you really do need to check if you are in any doubt. What if you accidentally injure someone else? If they are badly injured they could claim damages from YOU - those damages can come to more than the value of your house! With this in mind you really do need to check that the class or dance you are attending is covered by an up to date insurance policy for the particular activity and will cover you if you are injured or, God forbid, injure someone else.
It's no good having insurance to run events or discos but not for the risks associated with dance teaching! That's why we have both types of policy at Rocsters - the JLT insurance is for events and the UKA insurance is for dance teaching and certain kinds of event. Also, you need to be aware that some people will take out policies as dance teachers which are not underwritten until there is a claim - and that claim might be rejected if it turns out the dance teacher is not qualified to teach dance.
If you are attending a class or event our advice is to actually ask the person in charge about the details of their teaching qualifications and insurance - find out the company who has provided the insurance and the type of cover. Don't be afraid to ask to see certificates - that's what they're for, to provide proof. A simple email to an organiser should do the trick and makes it much easier to contact the insurance company directly if you are in any doubt.
Employee Liability Insurance. It is a legal requirement to have employee liability insurance cover. Even unpaid volunteers such as crew and people helping out on the door can be classed and employees and this insurance is required by law - there are a few exceptions such as direct family. The importance of this insurance is shown by the fact that th fine for not having Employee Liability insurance is up to £2,500 per day! If you do not display the certificate of insurance or refuse to make it available to HSE inspectors when they ask, you can be fined up to £1000. Also, this insurance is there to compensate volunteer crew in the unlikely event that they are injured.We believe it is important to offer this kind of protection to people who generously give their time to share their enjoyment of dancing.
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